[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kreans.cz\/fondy-na-podporu-bydleni-a-hypoteky\/#Article","mainEntityOfPage":"https:\/\/www.kreans.cz\/fondy-na-podporu-bydleni-a-hypoteky\/","headline":"Fondy na podporu bydlen\u00ed a hypot\u00e9ky","name":"Fondy na podporu bydlen\u00ed a hypot\u00e9ky","description":"Podle ministryn\u011b financ\u00ed je pot\u0159eba za\u010d\u00edt vyv\u00e1\u0159et alternativu k evropsk\u00fdm fond\u016fm, kter\u00e9 tu samoz\u0159ejm\u011b nemohou b\u00fdt na v\u011b\u010dnost a je...","datePublished":"2019-09-15","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.kreans.cz\/author\/#Person","name":"kreans.cz\n","url":"https:\/\/www.kreans.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/da76ffe9456a057fb26f92cd8eb3d2effca853864e9ae2a35290bd1e10b1f7d4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/da76ffe9456a057fb26f92cd8eb3d2effca853864e9ae2a35290bd1e10b1f7d4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kreans.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kreans.cz\/wp-content\/uploads\/img_a337227_w1713_t1550474612.jpg","url":"https:\/\/www.kreans.cz\/wp-content\/uploads\/img_a337227_w1713_t1550474612.jpg","height":0,"width":0},"url":"https:\/\/www.kreans.cz\/fondy-na-podporu-bydleni-a-hypoteky\/","about":["Ekonomika"],"wordCount":401,"articleBody":"Podle ministryn\u011b financ\u00ed je pot\u0159eba za\u010d\u00edt vyv\u00e1\u0159et alternativu k evropsk\u00fdm fond\u016fm, kter\u00e9 tu samoz\u0159ejm\u011b nemohou b\u00fdt na v\u011b\u010dnost a je tedy t\u0159eba hledat cesty, jak naj\u00edt i n\u00e1rodn\u00ed zdroj. Roz\u0161\u00ed\u0159en\u00ed tohoto zmi\u0148ovan\u00e9ho fondu by podle n\u00e1vrhu m\u011bl m\u00edt p\u0159\u00edstup i do z\u00e1kladn\u00edch st\u00e1tn\u00edch registr\u016f, aby m\u011blo roz\u0161\u00ed\u0159en\u00ed efekt i na jednotliv\u00e9 regiony.\tPodle ministerstva pro m\u00edstn\u00ed rozvoj tyto zm\u011bny, tedy p\u0159ejmenov\u00e1n\u00ed a spojen\u00ed fond\u016f vyjde na t\u00e9m\u011b\u0159 milion korun. Samoz\u0159ejm\u011b v t\u011bchto n\u00e1kladech jsou zahrnuty zejm\u00e9na v\u00fdm\u011bny formul\u00e1\u0159\u016f, raz\u00edtek, platebn\u00edch p\u0159\u00edkaz\u016f a tak\u00e9 \u00fapravy a tvorba webov\u00fdch str\u00e1nek. Tyto v\u00fddaje by v\u0161ak m\u011bly b\u00fdt uhrazeny z vlastn\u00edho rozpo\u010dtu doposud existuj\u00edc\u00edho fondu.\tV t\u00e9to chv\u00edli St\u00e1tn\u00ed fond rozvoje bydlen\u00ed poskytuje finan\u010dn\u00ed prost\u0159edky hlavn\u011b na podporu bydlen\u00ed, podporu soukrom\u00fdch a obecn\u00edch investic do v\u00fdstavby a tak\u00e9 na podporu oprav a modernizaci byt\u016f.\t\tDle dostupn\u00fdch zdroj\u016f byly na rok 2019 schv\u00e1leny v\u00fddaje tohoto fondu do v\u00fd\u0161e 2,73 miliardy korun \u010desk\u00fdch.\tV roce 2018 od m\u011bs\u00edce srpna mohly rodiny do 36 let \u017e\u00e1dat o st\u00e1tn\u00ed p\u016fj\u010dky a\u017e do v\u00fd\u0161e dvou milionu korun na rekonstrukce \u010di po\u0159\u00edzen\u00ed nov\u00e9ho bydlen\u00ed. St\u00e1tn\u00ed fond rozvoje bydlen\u00ed za\u010dal zpracov\u00e1vat \u017e\u00e1dosti v po\u0159ad\u00ed, v jak\u00e9m je \u017eadatel\u00e9 doru\u010dili.\tNa rok 2018 tak bylo po\u010d\u00edt\u00e1no, \u017ee v r\u00e1mci programu budou v\u00fddaje a\u017e na jednu miliardu korun. Proti m\u011bs\u00ed\u010dn\u00edmu pr\u016fm\u011brn\u00e9mu objemu hypot\u00e9k, kter\u00fd \u010din\u00ed 17,45 miliardy korun, je bal\u00edk ur\u010den\u00fd st\u00e1tem na podporu rozvoje bydlen\u00ed ve v\u00fd\u0161i jedn\u00e9 miliardy a na dal\u0161\u00ed rok necel\u00e9 t\u0159i miliardy opravdu m\u00e1lo.\t\t\u00darokov\u00e1 sazba u t\u00e9to st\u00e1tn\u00ed p\u016fj\u010dky pak byla stanovena na jedno procento s garantovanou dobou dvaceti let, p\u0159i\u010dem\u017e spl\u00e1cen\u00ed bylo ve v\u00fdjime\u010dn\u00fdch p\u0159\u00edpadech stanoveno maxim\u00e1ln\u011b na dvacet p\u011bt let. Proti b\u011b\u017en\u011b dostupn\u00fdm hypot\u00e9k\u00e1m, kde se \u00faroky pohybuj\u00ed kolem 2,5 % je to viditeln\u011b lep\u0161\u00ed varianta a nen\u00ed tedy divu, \u017ee \u017e\u00e1dosti p\u0159ib\u00fdvaj\u00ed a fond zv\u00fd\u0161il rozpo\u010det na rok 2019.                                                                                                                                                                                                                                                                                                                                                                                        2\/5 - (1 vote)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Fondy na podporu bydlen\u00ed a hypot\u00e9ky","item":"https:\/\/www.kreans.cz\/fondy-na-podporu-bydleni-a-hypoteky\/#breadcrumbitem"}]}]